Online Plans

In-Store Plans

In-Store Plans (QC residents)

¹Although the administrative fee may be represented as a monthly or annual amount; the fee is due in full if the account is paid off early.

²For customers in Quebec, there is a minimum monthly payment required for deferred plans. The minimum monthly payment is 5% of the balance, or $10, whichever is greater.

*O.A.C. Subject to the terms of the Flexiti cardholder agreement. For no payment deferred plans, no payments are required during the 6-month or 12-month promotional period. Interest at the cardholder agreement annual interest rate (Account AIR) accrues during the promo period and will be charged if the balance is not paid in full by the promo expiry date or if the promo is cancelled due to payment default on the account. For no interest equal monthly payment plans, no interest will accrue during the 6-month or 12-month promo period and monthly payments include premiums for payment protection insurance, fees, and taxes, if applicable. If any payment is missed, all promo offers on the account may be cancelled and upon cancellation, interest will be calculated at the Account AIR. Initial Account AIR is disclosed upon approval, varies based on cardholder’s creditworthiness at time of application. Current Account AIRs are 31.99% to 39.99% (35% max for Quebec residents). Admin fees of $39.99 apply on 6-month plans, $59.99 apply on 12-month no interest equal monthly payment plans and $79.99 on 12-month no payment deferred plans (excluding Quebec residents) and will be financed with purchase and is payable in full if the promo is paid off early. Annual fee of $39.99 applies for residents of Quebec.  Any balance at end of promo term bears interest at the Account AIR. No payments deferred plans are not available for Quebec residents, however, other deferred interest promos are available. Promotions and terms may be changed without notice. Eligibility for promotions varies with cardholder creditworthiness.